Program compliance
Prove funds were used within the program rules (categories, time windows, suppliers, caps).
Proof-first infrastructure
Built for regulated, programmable money — not for speculation.
Certify the correct use of regulated digital money in defined programs.
As payments become programmable (Digital Euro, conditional funds, subsidies, vouchers), the critical question is no longer “can you pay?” — it is: can you prove the payment was used under defined rules, for the intended purpose, and without manipulation? VERIOK-PAY provides independent, verifiable certification of that proof, focused on declared rules, evidence, and outcomes — not on fund custody or payment execution.
Trust is no longer assumed. It is demonstrated.
B2G / B2B
public programs & enterprises
Rules
spend conditions & limits
Proof
verifiable certificate + hash
VERIOK-PAY Certificate
Independent certification layer for regulated payments.
PayProof (Regulated Funds)
A defendable certificate that documents: payer/payee, rule-set, evidence trail, and outcome, anchored with a verifiable identifier (hash) designed to prevent post-alteration disputes.
- Scope and exclusions explicitly defined
- Evidence proportional to risk
- Responsible party identified
- Public verification reference
No custody. No execution. No interference.
The problem VERIOK-PAY solves
Regulated digital money increases control and obligations, but it also increases disputes: eligibility, correct use, rule compliance, documentation, and audit speed. Institutions and enterprises need proof that is clear, repeatable, and verifiable.
Control without proof creates friction. Proof creates legitimacy.
Audit acceleration
Reduce manual audit friction with structured evidence and a standardized proof format.
Dispute reduction
A clear certificate prevents “he said / she said” and limits scope to what is proven.
Where it fits (high-value use cases)
VERIOK-PAY is designed for regulated or conditioned spending — where proof matters more than marketing. Typical deployments include:
- Public grants, subsidies, and recovery funds
- Social vouchers (energy, education, housing)
- Conditional corporate spending (policy-driven budgets)
- Procurement programs with strict spending constraints
- Digital Euro and programmable money pilots
What VERIOK-PAY is not
- Not a bank, not a wallet, not a payment processor
- We do not custody funds and do not move money
- We certify processes and outcomes — not “promises”
- Not a regulated financial institution or supervisory authority
Digital Euro: where proof becomes mandatory
The Digital Euro and similar CBDC models introduce rule-driven, traceable and conditioned payments. This creates a new operational gap: it is not enough to spend — you must be able to prove that spending complied with the rule-set.
The ECB will not solve end-to-end proof workflows. Third parties will.
Programmable constraints
Categories, supplier lists, caps, deadlines, geographic limits, and conditional releases. Proof must match the exact constraints — within defined scope.
Independent verification layer
VERIOK-PAY sits above payment execution: we certify rules, evidence, mapping, responsibility and outcome, with an integrity anchor (hash) to prevent silent edits.
Audit-ready by default
Standardized certificates accelerate audits, reduce disputes, and make programs scalable for institutions, enterprises, and integrators.
Running a Digital Euro pilot or a conditional funds program?
Send your rule-set. We’ll propose a minimal, defensible proof package.
Bring your program. We’ll define proof.
Describe the regulated payment scenario and we’ll tell you what evidence is minimally required.
Request evaluation